Variation in Drug Prices at Pharmacies: Are Prices Higher in Poorer Areas?

Low-income individuals often face higher prices for goods and services: pertaining to prescription coverage, those with no coverage pay full retail prices while those with prescription drug coverage benefit from lower prices negotiated by their insurance plans.  The authors of Continue Reading …

The Impact of Consumer-Directed Health Plans on Prescription Drug Use

Consumer-directed health plans (CDHPs) combine high-deductible insurance coverage with tax-exempt personal spending accounts, allowing enrollees to pay for their medical costs before reaching the deductible from either their own pocket or with money from the account.  The argument is that Continue Reading …

Individual Health Insurance Mandates – Pros & Cons

Several universal insurance coverage models incorporate an individual mandate which requires every person to obtain health insurance coverage.  A main argument for individual mandates centers around the elimination of free-riders who choose to forego private insurance and instead choose to Continue Reading …