Advocates for Evidence-Based Health Policy Speakers
Category: Employer Sponsored Health Insurance (ESHI)
self-employed
Transitioning from employment to self-employment triples the risk of uninsurance Continue Reading …
Coverage Matters
Here’s a quick history lesson: employer-sponsored health insurance in the United States is a legacy of the tight job market during World War II where companies relied on fringe benefits to attract workers. Once established, that tradition has endured and, Continue Reading …
Higher Costs for some with CDHPs
Consumer Directed Health Plans (CDHPs) are high-deductible health plans created to provide enrollees with more options and to encourage value-based decision-making behavior. CDHPs offer lower premiums and higher deductibles compared to traditional health plans and are often used with a Continue Reading …
Employer Coverage Perilously Steady
As uncertainty surrounding the future of the Affordable Care Act (ACA) looms, private insurance premiums have continued to climb. Given President Trump’s elimination of funding for ACA cost-sharing subsidies, silver plan premiums have risen by an average of 34% for Continue Reading …
Unlearn What You Have Learned
The history of employer sponsored health insurance (ESI) is long and colorful. Given the chance, it is a story we would rewrite. Removed of our hindsight, might we actually arrive with a better health care financing system? Few would argue Continue Reading …
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