Tho’ you may not drive a great big Cadillac

Currently, employer-sponsored health insurance is treated as a tax free benefit. While this encourages employers and employees to obtain coverage, it is a limitless subsidy. The Cadillac Tax would cap this subsidy in coming years. Beginning January 1st, 2018, the Continue Reading …

A Policy Prescription for 2012

Two years after the enactment of the Affordable Care Act, opponents and proponents are destined to collide in the Supreme Court. The controversy surrounding health reform, if not decisively determined by the Court, will certainly impact the upcoming elections. The Continue Reading …

Engaging All Payers

Price discrimination in health care means each insurer pays a different amount for the same service. A prominent health policy expert suggests a move to an “all-payer” system as implemented in Germany, Switzerland, and Maryland. United States health care payments Continue Reading …

On the Horizon: Individual Insurance Market Changes

A description of the individual health insurance market shows that premiums tend to be lower, and benefits less expansive, than in the group or employer-sponsored market. But change is right over the horizon. The authors of the current study proclaim Continue Reading …

The Essentials

Under the direction of the Patient Protection and Affordable Care Act of 2010 (PPACA), individuals and small businesses are to receive a certain package of diagnostic, preventive, and therapeutic services and products that are defined as “essential” by the Department Continue Reading …